API Products

Get Acura Score of a user using this API. Acura Score is a numerical expression of an e-wallet user that represent the creditworthiness of an individual. A score is primarily based on sub-scores: financial health, credit discipline, identity, behaviour and preference, and financial connection.

You can now verify the various components of the identity of a person. With this service, you can check a match against individuals' Full Name, Birth Date, Village, District, Province, City, Gender and Marital Status. With this service, you will be in a better position to reduce frauds and enhance your eKYC.

By providing an address, you can now check whether your customer is close to the provided address during the Day, Night or Whole Day. Alternatively, you can check the locale of a customer by providing his phone number and/or NIK. With this service, you can reduce the cost for physical ground checks on your customer's home address or for service recovery purposes.

Provide users with just in time financial resolutions and tide through the hard times together with the use of the Distress Score. The distress score is a numerical gauge of a users financial distress level.

Income is a vital information to several financial services however, it is at times, information that is unavailable. Financial service providers can now leverage the income proxy score to bolster in-house segmentation and decisioning processes. The income proxy score is a categorical estimate of a users financial income level.

Collection score predicts the likelihood a consumer will repay their debt so companies can allocate resources to the accounts most likely to pay. Being enabled by pre-emeptive action through accurate predictions of future delinquency of your existing collection accounts allows you to make more informed, profitable decisions and focus collection teams on the right accounts.