Collection Score

Collection score predicts the likelihood a consumer will repay their debt so companies can allocate resources to the accounts most likely to pay. Being enabled by pre-emeptive action through accurate predictions of future delinquency of your existing collection accounts allows you to make more informed, profitable decisions and focus collection teams on the right accounts.

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Acura Score

Get Acura Score of a user using this API. Acura Score is a numerical expression of an e-wallet user that represent the creditworthiness of an individual. A score is primarily based on sub-scores: financial health, credit discipline, identity, behaviour and preference, and financial connection.

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Identity Verification

You can now verify the various components of the identity of a person. With this service, you can check a match against individuals' Full Name, Birth Date, Village, District, Province, City, Gender and Marital Status. With this service, you will be in a better position to reduce frauds and enhance your eKYC.

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Address Verification

By providing an address, you can now check whether your customer is close to the provided address during the Day, Night or Whole Day. Alternatively, you can check the locale of a customer by providing his phone number and/or NIK. With this service, you can reduce the cost for physical ground checks on your customer's home address or for service recovery purposes.

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Distress Score

Provide users with just in time financial resolutions and tide through the hard times together with the use of the Distress Score. The distress score is a numerical gauge of a users financial distress level.

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How It Works

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1. Sign Up

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2. Explore

Register application and APIs that you will use. Browse through the documentation and try it in sandbox

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3. Ready for Actions

Integrate our API with your application as you go. Pay only when APIs are used

Know More The Acura Labs APIs

Read the documentation to have quick graps of what Acura Labs APIs offer and how to incorporate this to your solution.

Sandbox API

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